We have reached the end of October and received some rain to clear away the winter blues and dust. The plants are blooming, and color has returned to nature. Follow these maintenance tips to ensure that you are not caught off guard by the effects of the summer weather.

The largest cause of claims during the summer season is water damage due to roof leaks during rainstorms.

From unsightly stains on ceilings to ceilings caving in and causing more damage, here are three tips to prevent water damage:

1. Check all gutters and downpipes and ensure they are clean from leaves and other debris.
2. Regular maintenance must be done on roofs to ensure that waterproofing is done, and is sufficient, flashings are sealed and all broken and cracked roof tiles are replaced.
3. Water damage due to insufficient drainage and pooling on paving can also cause water to flood into units causing damage. Ensure that there is sufficient drainage of water away from the unit.

Over the past few years, we are experiencing heavy lightning during storms, which can cause fire or damage to electrical appliances. To prevent any damage due to lightning, follow these four steps:

1. Ensure that all electrical installations comply with National Building Regulations
2. Install surge arrestors, especially on common property electrical items
3. Thatch Lapas should be treated with fire-retardant chemicals, and thatch must be maintained regularly 
4. Install firefighting equipment near the Lapa
5. Ensure that the firefighting equipment is serviced annually and is easily accessible

Combined with heavy rain and lightning, strong winds are also a large cause of damage in the summer months. Protect your property from strong winds by following these three steps:

1. Ensure that roof nails and screws are in good condition and that brandering is not rotten and worn away. This will prevent wind from blowing in under roof plates and pushing ceilings down, or pushing water in.
2. Ensure that overgrown trees are pruned and kept neat to avoid large branches from falling onto buildings or common property, causing damage.
3. Remove old and rotten trees to prevent them from falling over and causing property damage.

Building insurance does cover storm and water damage, however, if maintenance is done regularly in conjunction with a 10-year maintenance plan, damage can be minimized or prevented entirely.

Enjoy the summer, and let’s hope for a good rainfall season.

From the Insure City team